:root {
  --blue: #1746d1;
  --yellow: #ffd84d;
  --ink: #20232a;
  --muted: #626873;
  --line: #d9dce3;
  --paper: #f8f8f5;
  --white: #fff;
  --side: 220px;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
}
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family:
    Inter,
    Avenir Next,
    Avenir,
    Helvetica Neue,
    Arial,
    sans-serif;
  line-height: 1.65;
}
.skip {
  position: fixed;
  top: -100px;
  left: 1rem;
  z-index: 100;
  background: #fff;
  padding: 0.8rem;
}
.skip:focus {
  top: 1rem;
}
.riskbar {
  position: fixed;
  z-index: 20;
  top: 0;
  left: 0;
  right: 0;
  min-height: 34px;
  padding: 6px 18px;
  background: var(--yellow);
  color: #171717;
  text-align: center;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.03em;
}
.side {
  position: fixed;
  top: 34px;
  bottom: 0;
  left: 0;
  width: var(--side);
  padding: 34px 24px;
  border-right: 1px solid var(--line);
  background: var(--white);
  z-index: 10;
  display: flex;
  flex-direction: column;
}
.brand {
  font-weight: 800;
  font-size: 1.1rem;
  line-height: 1.1;
  color: var(--ink);
  text-decoration: none;
}
.brand span {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  margin-right: 7px;
  background: var(--blue);
  color: #fff;
}
.side nav {
  display: grid;
  gap: 4px;
  margin-top: 50px;
}
.side nav a,
.side-risk {
  padding: 9px 0;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
  font-size: 0.9rem;
}
.side-risk {
  margin-top: auto;
  color: var(--blue);
  font-weight: 700;
}
.page-shell,
footer {
  margin-left: var(--side);
}
main {
  max-width: 1160px;
  margin: auto;
  padding: 90px 56px;
}
.hero {
  min-height: calc(100vh - 34px);
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 42px;
  padding-top: 48px;
}
.eyebrow {
  text-transform: uppercase;
  color: var(--blue);
  font-weight: 800;
  letter-spacing: 0.14em;
  font-size: 0.73rem;
}
.hero h1,
.article-head h1 {
  font-size: clamp(3rem, 6vw, 6.8rem);
  line-height: 0.94;
  letter-spacing: -0.065em;
  margin: 0.18em 0;
}
.hero h1 em {
  color: var(--blue);
  font-style: normal;
}
.lede {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  line-height: 1.5;
  color: #414650;
  max-width: 760px;
}
.button,
button {
  display: inline-block;
  border: 0;
  background: var(--blue);
  color: white;
  padding: 14px 19px;
  font: inherit;
  font-weight: 750;
  text-decoration: none;
  cursor: pointer;
}
.hero-cta {
  margin-top: 18px;
}
.hero-risk {
  font-size: 0.78rem;
  font-weight: 700;
  margin-top: 14px;
}
.service-disclosure {
  margin: 24px 0;
  padding: 16px 18px;
  border-left: 6px solid var(--blue);
  background: #fff;
  font-size: 0.92rem;
  line-height: 1.5;
}
.hero-visual img,
.method img {
  width: 100%;
  height: auto;
}
.intro-grid,
.split,
.method {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 70px;
  padding: 100px 0;
  border-top: 1px solid var(--line);
}
h2 {
  font-size: clamp(1.8rem, 3.2vw, 3.2rem);
  line-height: 1.1;
  letter-spacing: -0.035em;
}
h3 {
  font-size: 1.35rem;
}
.cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  border-top: 1px solid var(--ink);
  border-left: 1px solid var(--ink);
}
.topic-card {
  padding: 28px;
  border-right: 1px solid var(--ink);
  border-bottom: 1px solid var(--ink);
  background: #fff;
}
.info-cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin: 24px 0;
  background: var(--line);
  border: 1px solid var(--line);
}
.info-cards article {
  padding: 24px;
  background: #fff;
}
.info-cards h3 {
  margin: 0 0 8px;
  color: var(--blue);
}
.info-cards p {
  margin: 0;
}
.profile-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: start;
  padding: 28px;
  border: 1px solid var(--line);
  background: #fff;
}
.profile-mark {
  display: grid;
  place-items: center;
  width: 72px;
  height: 72px;
  background: var(--blue);
  color: #fff;
  font-size: 1.35rem;
  font-weight: 900;
}
.profile-card h3,
.profile-card p:first-of-type {
  margin-top: 0;
}
.checklist,
.link-index {
  margin: 20px 0;
  padding: 0;
  list-style: none;
}
.checklist li,
.link-index li {
  padding: 12px 12px 12px 34px;
  border-bottom: 1px solid var(--line);
}
.checklist li::before {
  content: "—";
  float: left;
  margin-left: -22px;
  color: var(--blue);
  font-weight: 900;
}
.link-index {
  columns: 2;
  column-gap: 40px;
}
.link-index li {
  break-inside: avoid;
  padding-left: 0;
}
.link-index a {
  color: var(--blue);
  font-weight: 750;
}
.timeline {
  position: relative;
  margin: 28px 0;
  padding: 0 0 0 28px;
  list-style: none;
  border-left: 3px solid var(--blue);
}
.timeline li {
  position: relative;
  display: grid;
  grid-template-columns: minmax(130px, 0.35fr) 1fr;
  gap: 20px;
  padding: 0 0 24px 18px;
}
.timeline li::before {
  content: "";
  position: absolute;
  top: 7px;
  left: -35px;
  width: 11px;
  height: 11px;
  background: var(--yellow);
  border: 3px solid var(--blue);
}
code {
  overflow-wrap: anywhere;
  padding: 0.12em 0.35em;
  background: #eceef5;
  font-size: 0.9em;
}
.topic-card > span,
.numbered > span {
  color: var(--blue);
  font-weight: 900;
}
.topic-card a,
.method a {
  color: var(--blue);
  font-weight: 700;
}
.big-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.big-list li {
  padding: 15px 0;
  border-bottom: 1px solid var(--line);
  font-size: 1.25rem;
}
.method {
  grid-template-columns: 1.2fr 1fr;
  align-items: center;
}
.audience {
  background: var(--blue);
  color: #fff;
  padding: 60px;
  margin: 90px 0;
}
.audience .eyebrow {
  color: var(--yellow);
}
.article-head {
  padding: 50px 0 70px;
  border-bottom: 2px solid var(--ink);
}
.article-head h1 {
  font-size: clamp(3rem, 6vw, 6rem);
}
.article-head + section,
.article-head + .preview-note + section,
.article-head + .status-note + section {
  margin-top: 52px;
}
.preview-note,
.status-note {
  margin: 20px 0 0;
  color: var(--muted);
  font-size: 0.78rem;
  letter-spacing: 0.025em;
}
.status-note {
  padding: 14px 16px;
  border-left: 4px solid var(--yellow);
  background: #fff;
  color: var(--ink);
  letter-spacing: 0;
}
main > section:not(.numbered) {
  padding: 42px 0;
  border-top: 1px solid var(--line);
}
main > section:not(.numbered) > h2 {
  margin-top: 0;
}
.independence {
  display: inline-block;
  background: var(--yellow);
  padding: 8px 12px;
  font-size: 0.8rem;
  font-weight: 800;
}
.toc {
  margin: 30px 0 70px;
  padding: 25px;
  border: 1px solid var(--line);
  background: #fff;
}
.numbered {
  position: relative;
  display: grid;
  grid-template-columns: 80px 1fr 1fr;
  gap: 28px;
  padding: 50px 0;
  border-top: 1px solid var(--line);
}
.numbered h2 {
  font-size: 1.7rem;
  margin: 0;
}
.numbered p {
  margin: 0;
}
.numbered > :not(span):not(h2) {
  grid-column: 3;
}
.calculator {
  padding: 30px;
  background: #fff;
  border: 2px solid var(--blue);
  margin-bottom: 60px;
}
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.calc-grid label {
  font-weight: 700;
}
.calc-grid input {
  display: block;
  width: 100%;
  padding: 12px;
  margin-top: 6px;
  font: inherit;
  border: 1px solid var(--ink);
}
.calc-grid input[aria-invalid="true"] {
  border-color: #ad2f25;
  outline: 2px solid #ad2f25;
  outline-offset: 2px;
}
.calculator output {
  display: block;
  margin-top: 20px;
  padding: 14px;
  background: var(--yellow);
  font-weight: 800;
}
.table-wrap {
  overflow: auto;
}
table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  margin: 25px 0 70px;
}
th,
td {
  text-align: left;
  vertical-align: top;
  padding: 16px;
  border: 1px solid var(--line);
}
th {
  background: var(--blue);
  color: #fff;
}
details {
  border-top: 1px solid var(--line);
  padding: 20px 0;
}
summary {
  font-weight: 800;
  cursor: pointer;
}
.launch-warning {
  padding: 24px;
  border: 3px solid #ad2f25;
  background: #fff1ef;
  margin: 30px 0;
  color: #6c1711;
}
.simple-page {
  min-height: 65vh;
}
footer {
  background: var(--ink);
  color: #fff;
  padding: 55px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 50px;
}
.footer-grid nav {
  display: grid;
  align-content: start;
  gap: 4px;
}
.footer-grid nav strong {
  margin-bottom: 8px;
  color: var(--yellow);
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.footer-grid a {
  color: #fff;
}
.disclaimer {
  margin-top: 35px;
  padding: 20px;
  border: 1px solid #6f747e;
}
.legal-id {
  font-size: 0.78rem;
  color: #c4c7cd;
}
.modal {
  position: fixed;
  inset: 0;
  z-index: 100;
  background: rgba(8, 18, 45, 0.78);
  backdrop-filter: blur(12px);
  display: grid;
  place-items: center;
  padding: 20px;
}
.modal[hidden] {
  display: none;
}
.modal-card {
  max-width: 620px;
  background: #fff;
  padding: 35px;
  border-top: 8px solid var(--yellow);
}
.modal-card h2 {
  margin-top: 0;
}
.modal-scroll {
  max-height: 230px;
  overflow: auto;
}
.cookie {
  position: fixed;
  z-index: 90;
  right: 22px;
  bottom: 22px;
  max-width: 520px;
  background: #fff;
  border: 2px solid var(--ink);
  padding: 20px;
  box-shadow: 0 10px 50px #0003;
}
.cookie div {
  display: flex;
  gap: 10px;
  justify-content: flex-end;
}
.cookie a {
  color: var(--blue);
  font-weight: 700;
}
.ghost {
  background: #fff;
  color: var(--ink);
  border: 1px solid var(--ink);
}
body.modal-open {
  overflow: hidden;
}
a:focus-visible,
button:focus-visible,
summary:focus-visible {
  outline: 4px solid var(--yellow);
  outline-offset: 3px;
}
@media (max-width: 1180px) {
  .numbered {
    grid-template-columns: 50px minmax(0, 1fr);
  }
  .numbered > :not(span) {
    grid-column: 2;
  }
}
@media (max-width: 900px) {
  :root {
    --side: 0;
  }
  .side {
    position: relative;
    top: 34px;
    width: auto;
    height: auto;
    padding: 16px;
  }
  .side nav {
    display: flex;
    overflow: auto;
    margin: 15px 0 0;
    gap: 18px;
  }
  .side nav a {
    white-space: nowrap;
  }
  .side-risk {
    display: none;
  }
  .page-shell,
  footer {
    margin-left: 0;
  }
  .hero {
    grid-template-columns: 1fr;
    min-height: auto;
    padding-top: 100px;
  }
  .hero-visual {
    order: -1;
    max-width: 420px;
  }
  .numbered {
    grid-template-columns: 50px 1fr;
  }
  .numbered > :not(span) {
    grid-column: 2;
  }
  .intro-grid,
  .split,
  .method {
    grid-template-columns: 1fr;
  }
  main {
    padding: 70px 24px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 560px) {
  .cards,
  .calc-grid,
  .info-cards {
    grid-template-columns: 1fr;
  }
  .profile-card,
  .timeline li {
    grid-template-columns: 1fr;
  }
  .link-index {
    columns: 1;
  }
  .hero h1 {
    font-size: 3.2rem;
  }
  .riskbar {
    font-size: 0.65rem;
  }
  .cookie {
    left: 10px;
    right: 10px;
    bottom: 10px;
  }
}
@media (prefers-reduced-motion: reduce) {
  * {
    scroll-behavior: auto !important;
    animation: none !important;
    transition: none !important;
  }
}
